Please take a few minutes to reply/post your thoughts to the following questions. Then, reply to two of your classmates posts and comment why you agree or disagree with their answers/posting. I. Which parts of an insurer’s operations have the most direct impact on its policyholders? II. Why is it important to evaluate an insurance company’s financial strength? III. Why might an insurance company be considered a “systemically import financial institution” by the federal government?