Medicaid Spend Down and Ethical Viewpoints


After reading Payne (2015), respond to the following prompts in your original post:

  • Describe what the author refers to with the phrase Medicaid planning.
  • Describe ethical factors related to Medicare planning and spending down assets to qualify. Provide an argument for those who support this and those who oppose.
  • What are the consequences to the healthcare industry if an aging adult is allowed to “spend down” to access Medicaid to cover health care costs (that is, increasing costs and diminished quality)?
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